Floods are very common in the United States. Between 2003-2012, there was a total of $4 billion worth of flood insurance claims. Did you know that there is a one in four chance of experiencing a flood in your property throughout a 30-year mortgage? Wow, right? Your property has just endured a flood resulting in damage. It was something that just suddenly happened and has left you shocked.
You are devastated and are not able to think clearly. What do you do? Who do you call? Will your insurance company really “help” you? Insurance companies are after one thing: profit. That is their business, and if they pay you the full amount for your damages, they do not profit from it. This is why you have to contact us; public adjusters. We will explain everything associated with flood damages and we will review your policy to determine if you were covered by it. Just be aware that the “typical” policy does not cover floods, normally you have to purchase a separate insurance for flood claims.
What Are the Root Causes of Floods on Properties?
Floods can occur at any given moment. They can arise from many different factors. Some of the main reasons why floods happen are the following:
Hurricanes or tropical storms: These typically bring a lot of water with them and usually end up creating more damages than a storm with strong winds.
Clogged drain pipes: Having a clogged pipe can lead to a flood of your property. The floods can occur inside your home and outside as well.
New development or construction: Building a new structure or fixing an old one takes an effect on the natural drainage, which can create floods.
How We Resolve Your Concern
You may be concerned with what steps to take next. You may have filed a claim with your insurance company about the flood damage your property suffered, but it was denied. Whatever the reason, we will provide you with a skilled set of public adjusters. We work with you. Along with achieving maximum monetary recompense, we empathize with your loss. We understand that it is a current hardship placed in your life, and we want to relieve some of that tension. If you have been a property owner who has encountered a flood damage, don’t delay in contacting us. We know how to get around insurance companies who will want to award you the least they can.