If you have reached the point where you need to file a claim because your home has endured an extensive amount of damage from the water, then you will want to learn of the process it takes to file the claim, right? Essentially.
The disparity between a claim that is successful versus one that isn’t is how knowledgeable not only your public adjuster is, but yourself. You need to know how to defend yourself and understand the details of your policy if you intend on winning your claim.
One step is understanding the process of filing a claim. While our Miami Public adjusters take the case over for you, you also have a responsibility to study a little bit about your claim. As a homeowner, I would like to know what is going on with my claim. Below we will list specifications for the claim process so that you can further understand.
Processes of a Claim for Water Damage
This following information will provide you with the idea of what occurs after you have filed a claim for water damage with your insurance carrier:
- Water damages will be assessed, and an estimate will be prepared by the insurer’s claims adjuster, known as “field scooping.”
- Additional remediation may also be recommended by the adjuster
- Estimates and assessments will be given to your insurance company
- Your insurance company will come up with a settlement
- A settlement will be presented to you
- You will either agree to the settlement or decide to hire a Miami public adjuster
If you are unhappy with the results of your claim, you have a right as a homeowner to take your claim to a public adjuster. For the most part, insurance carriers want to profit and if you are not knowledgeable of the prices and what your coverage is, they may low-ball you and not offer you enough money to even repair half of the damage that your home suffered.
A claim can be lengthy. It can bring on many difficulties and cause you intense frustration, especially if you already have to deal with the losses that have been induced to your home. All of that stress, frustration, and hassle that you will face with your insurance company can be avoided if you simply call one of our great Public adjusters at our firm located in Miami. Their compassionate nature will show you how they care for your needs. We want to ensure that the least amount of out-of-pocket money is paid by you, enabling us to fight fiercely in protecting your properties value.