Understanding the difference between a public adjuster and an independent adjuster is a subject that needs to be addressed. Many do not comprehend their disparities and what makes them each unique to a claim. There are two types of adjusters: public and independent.
These two professionals have many differences tied with their job and employer. Below will be listed the various differences that are associated with the two that can better help you determine and understand why a public adjuster would be most suitable for an insurance claim for property.
Disparities: Public Vs. Independent
A myth that many people think is that independent and public adjusters are the same individuals. That is not true, they have a very essential differences. While both work for the same goal: to manage an insurance claim, an independent adjuster is employed by an insurance company, despite the word “independent” in their professional name.
While they represent you and your insurance company, their main goal is to fight for the rights of the insurance company, not yours. Whether an insurance company decides to hire an independent adjuster or use one of their company adjusters, both their goals are the same: they don’t want to give you the upper-hand.
On the other hand, a public adjuster is your friend. They work to see your claim have a successful outcome. They take their time to gather evidence and review your policy with extreme detail to ensure that they have a solid case against the insurance company.
You might consider using a public adjuster if you believe that inadequacy is being provided by the company adjuster or if they have offered you a settlement that is not what your damage is worth. Remember, you pay for a policy every month for damages that may happen, and when they do happen, you deserve to be compensated.
Public adjusters in our Miami, FL Firm will provide you with the following:
- Expert knowledge
- Network of contacts
- Deciphering of your policy
- Aggressive negotiations
- Excellent communication
- Dedication/ Willingness to succeed
- Quick payment; and
Get in touch with our Public Adjusters today. We work hard to see you successful. We want and watch out for your interests. Don’t be deceived by the quick offer that most insurance companies will give you.