Devastation in Fort Lauderdale are prevalent in times of the summer months of June all the way to September, also known as hurricane season. Most claims are filed months after that due to the hazardous conditions made to homes in Ft. Lauderdale. It is without a doubt that property-owners left, and right are having a difficult time dealing with their insurance companies.
Insurance companies are flooded with claims after these months because property owners need the financial help they can get in order to restore their livelihoods. In fact, majority of insurance companies are giving less to policyholders than they should be giving them. So, who would you reach out to as a third-party adviser? Churchill’s public adjusters are your best bet. Insurance Adjusters help property owners in the process of their claims, and they individually work for you. The services that they provide are:
LEAKY AIR CONDITIONER
One of the many services that a public adjuster upholds are dealing with a leaky A/C in Fort Lauderdale, FL. If you have no filed a claim on your leak, they will be able to tell you if you should or shouldn’t. This goes to show that they will save your time and the hassle from dealing with your insurance company. If your leaks are not handled, the leak will start affecting your home and have damages to your walls and baseboards and eventually mold will start to form. Having an expert inspect your home and your policy all at once is feasible if you contact an adjuster from Churchill.
BROKEN DRAIN LINES
You probably now have a broken drain line in your property and you’re face to deal with your insurance company. However, your insurance company is giving stressful problems concerning your policy when all you want to do is fixed the drain lines. That’s why if you hire an adjuster before the damages get worse and causes health hazards. Churchill’s public adjuster will engage with you through the process and let you know exactly what’s going on and how they will fix it.
FIRE DAMAGES
Fires can be very destructive and become a financial burden to you. Especially if your property has been severely damaged, it can be difficult for you to recover. If damages due to fires are not taken care of immediately, you will eventually face health and dwelling problems. Taking care of the problem head on will only benefit you overall. That’s why if your insurance company is not helping you, a public adjuster surely can!
FLOOD DAMAGES
Ft. Lauderdale is one of the places in Broward County with flooding concerns. In fact, most claims that are filed are due to flooding and the damages that has occurred. It is safe to say that you are not the only one. Property owners usually want answers as soon as possible as to how or when restoration can begin but they first face the reality of restoration when they get an invoice of the amount of damages that have occurred. Reaching out to your insurance and filing a claim can be one thing but property owners usually get less than the actual amount for the damages. Calling a public adjuster will quickly answer any question you may have about home restoration and help you get an even bigger settlement than what you originally received.
MOLD
Mold thrives in Ft. Lauderdale’s moisture and intense humidity and thus spreading more quickly than anywhere else. Mold can grow if there are broken pipes or leaks in your home and aren’t well taken care of. It can also raise some health concerns for your family or business if it isn’t handled in an appropriate time. In order to get this settled, an adjuster would be your best option instead of your insurance company. On top of that, you need to make sure mold damage is covered on your policy because most insurance do not cover mold damages. Contact your insurance company and then hire a public adjuster to help you with your claim!
PLUMBING LEAKS
You will occasionally have clogged sewer lines and overflowing water in your toilet. This is because you are facing a leak in your plumbing. You are facing extensive damages to your cabinets, walls, and are hazardous to you and your family’s health if not fixed at a timely manner. When this happens, make sure you’re covered because if you are not you are dealing with a denied claim and are faced to fix the issues yourself and this is costly to you. Moreover, hiring a public adjuster by your side when you’re faced with leak problems is the best solution to this. They will help you understand the situation and guide you through the process of filing a claim when it comes time to do it. You will not be disappointed.
ROOF LEAKS
Different forms cause roof leak damages, it could be due to lightning strikes, missing shingles from hurricanes or it could even be old deterioration. Whatever the cause may be, damages from roof leaks can be fixed if you take the necessary steps. Get a consultation with a public adjuster who will give you the knowledge you need in getting the appropriate help to fix the damages. Your insurance company most likely will not give you any help and give you less monetary compensation.
VANDALISM AND THEFT
Claims dealing with vandalism and theft will sometimes be denied because there isn’t sufficient evidence or if its purposely done. Vandalism and theft are also crimes that will have the perpetrator paying for the damages if caught or will face jail time. Whatever the matter is, insurance companies tend to deny these claims and if this happens to you, hiring an experienced adjuster in vandalism and theft damages will result in high amounts of compensation and save you from all the back and forth hassle with your insurance company.
BUSINESS INTERRUPTION
Interruption claims is a difficult task to deal with specially if you are having a hard time getting your business back to normal operations. Your faced with various problems but the main thing you want to face head-on are your insurance companies and your settlement claims. Well, if you hire a public adjuster you are guaranteed to get your business up and running in no time!
DENIED/REOPEN CLAIMS
Nobody wants to deal with denied claims because you are already stressed out about the damages made in your property. According to Florida law, your can reopen an insurance claim that has been made within the past five years. If your claim falls within those five years, you are entitled to have it reopened and reviewed. However, use a public adjuster to help you to reopen because they will know exactly why your claims were denied in the first place. Don’t stress and reach out to a professional adjuster.
RESIDENTIAL CLAIMS
Facing your insurance company is a hassle and sometimes a waste of time especially if you got nothing good out of them. They have complex policies and you are now having a hard time trying to figure out if the damages in your home are in your policy. Well don’t worry because by calling a public adjuster, they can explain to you word for word what the contents in your policy are.
