PROS

ADVOCATE

Public adjusters are your third-party source when it comes to claims adjusting. You don’t need the stress of your insurance company always asking you for things and to send over documents you don’t know about or have no idea about, that would cause you a lot more stress than needed. If you reach out to an adjuster, they won’t stress you out. They will sit you down and explain to you on why your insurance company is asking for these things and they will be the one to sit with your insurance company on handling the matters of your claim.

KNOWLEDGEABLE

Adjusters will all the more acquaint you with the necessary information you need to know about what is and isn’t on your policy. They are trained and licensed to do these things so that they can provide excellent services to their clients. Adjusters are very well-rounded in what they do and the types of claims they handle. So, don’t worry, ask them all the questions you need, and they will provide you with notable answers.

INCREASED SETTLEMENT

Public adjusters in Florida alone has gotten a 747% increase in settlement claims from a policyholder’s first initial claim, according to Florida’s Office of Program Policy Analysis & Government Accountability (OPPAGA). This goes to show that hiring a public adjuster will help you get the best settlement you can get and they will work hard so that you are not left in the dust trying to come up with a financial solution to the damages made to your property.

CONS

TIME

Depending upon your claim(s), it can take some time before you actually get a check in hand. But this just goes to show that public adjusters take their in time in reviewing your case so that they are aware of the damages and negotiate it to your insurance company. But if things go sideways, your claim can go to court, which means that it will delay your settlement claims. This is only if the insurance company doesn’t comply or if there are other issues that need to be solve.

PAYMENT

You should already know by now that, adjusters will not get paid until you get paid. This takes awhile to process because they have to review the claim and get ahold of your insurance company. They work hand in hand with insurance companies, but they make sure that they’re prioritizing you so that you can get you the best claim settlement that you need. In fact, this encourages them because the more you get, the more adjusters get. It’s a solution where everyone benefits.

CRITICAL DAMAGES ONLY

Another con for hiring a public adjuster is that some only take damages that are extensive and catastrophic. That is why it is best to do your research on a public adjuster before you decide to hire one.  If your claim isn’t as big, you can still hire a public adjuster, but you will expect just a little bit of monetary settlement than what you anticipated. But don’t worry, because they will still help you despite the damages made to your home are small.