Underneath our homes lies a web of pipes that carry our waste away from our homes. We utilize them every day without a second thought or consequence as to what do we do when those pipes break open from the constant wear and tear they get over time.
Coverage for Broken Drain Lines
It’s bad enough that you’re handling a broken drain line issue and now you have to face your insurance company to get the monetary help that you need for the damages. If you’re wondering what your insurance covers, be sure to check your policy first. But the most standard insurance policy covers and are not limited to, broken drain lines that are caused by:
- Explosions
- Vandalism
- Natural disasters
- Riots
- Objects that fell
- Damages made by vehicles or planes
- Fire
- Lightning
- Volcanic eruption to say the least
Things that are not covered by your insurance:
- Evidence that show that there’s been physical damage to the pipes
- If the drain line damages were made by an accident.
Signs of A Broken Drain Line
- There’s sewage backup in any of your toilets, sinks, and bathtubs
- Mildew and mold growth
- Your drainage system is slow
- Rat infestation.
- Your walls have cracks in them
- If you start to smell a foul sewer scent
How Broken Drain Lines Can Affect Your Surroundings
Broken drain lines can be fixed but if it isn’t fixed at an appropriate time, it can be dangerous for you and your family. Living in Palm Beach with lots of humidity and moisture throughout the year, mold growth can start to thrive all over your home. Mold can lead to various health concerns and mold remediation is costly. If you hire one of our experienced public adjusters, we will take care of your needs like making sure your family is not living in a home with mold growth caused by broken drain lines, measure your damages and negotiate your settlement for you.
Case Study
A Lake Worth family was experiencing a backup in their upstairs master’s bathroom. After taking initiative steps to mitigate the damages, the bathroom was still clogged. They went ahead and filed a claim through their Florida Farm Bureau insurance and ended with a reimbursement amount of $9,021 which still wasn’t enough because it was difficult to locate the clog or damage in their drain lines. They then therefore, called a public adjuster and ended with an additional $17,014 in their settlement claim.
How to prevent a broken drain line
Preventing broken drain lines is cost effective and can save you energy and time. The following steps are what you should take to prevent drain line damages:
- Throw out metal pipes and install in plastic pipes instead
- Don’t flush any items, toys or oils
- Regulate an inspection for your plumbing system as often as you can
- Track your tree roots if you can
FAQ
How do I fix a drain problem by myself?
Fixing a drain line that’s broken by yourself can cost more than $1,500 by a professional but if you want to try a quick fix before calling a professional, grab a bucket, put it underneath the pipe that’s clogged, look for the cleanup plug and use a coat hanger to clear any debris or clog. Another solution is to use drain snakes. Be careful in using drain snakes because it is messy so use clean gloves and have a work area that’s clean.
How often should let a professional inspect my sewer line?
Homes older than 40 years old should be checked immediately even though there are no problems at the moment. Even though it’s difficult to inspect drain lines because they are underneath the ground, it is best to check as often as you can or else it can be difficult to fix.
Which plumber should I hire?
You have three different plumbers: service and repairs, residential and commercial. Residential plumbers focus on newly build homes or homes that need to add in a new plumbing system. Commercial plumbers work in business buildings, schools, or shopping centers. Service and repairs plumbers are who you call for a simply fix in your bathroom, sink or any other pipe leaks inside your home.
I’ve done all that I can to fix my plumbing issue, but I still have clogged drains, what are my other options?
Some temporary solutions are high pressurized water jetting lines or an electric eel. These can be used if there’s a major blockage in your pipes.
