Public adjusters get homeowners the insurance settlements they deserve.
Homeowners insurance ranks as one of the most important investments a homeowner can make. As a proud homeowner, you put your blood, sweat, and tears into making your home a comfortable place where your family feels secure. All those countless hours spent cleaning, tending the yard, painting, redecorating, and fixing those leaky faucets were meant to provide you with the satisfaction of a beautiful home. In minutes, water damage, fire, or storm damage can destroy the property you worked so hard to improve.
You purchased your homeowner’s insurance policy to protect your part of the American dream. When disaster strikes, the costs of putting the pieces back together can be immense. Few of us can afford the costs of recovery out of pocket. Now imagine if the insurance company offered less than what you needed to get whole.
You would be left without sufficient funds to make full repairs, and this could leave your home a disaster zone. You may be unable to complete critical health-safety tasks, such as mold remediation. The property may be uninhabitable. This leads to a horrible choice: spend yourself broke or go into debt just to get your house back in order or move.
Without the proper repairs, your house won’t be worth anywhere near enough to recoup the money you put into the home. If you can sell, you take a heavy loss. The ultimate consequence could be losing your home to foreclosure.
Don’t let this happen to your family. If your insurance company isn’t making you whole and paying out every penny you deserve, get immediate help. By working with a public adjuster, you can rest assured that you’ll get the compensation you deserve.
What is a public adjuster?
A plethora of property owners are unfamiliar with public adjusters and what they do. These adjusters are insurance claims professionals who work for you instead of the insurance company. They can assess the value of your claim through a home inspection. Because they are experienced insurance pros, they can perform an inspection that captures all of the related damages, including the ones that are hidden, such as mold damage.
Rather than performing the inspection for the benefit of the insurance company, they perform inspections with your interests in mind. You have the right to full compensation, and having an adjuster who works for you guarantees you’ll receive all the benefits you deserve.
Public adjusters in Cutler Bay Get you the most
Statistics from FLO program analysis states that property owners who contract public adjuster obtain about five times more concerning compensation instead than going through the insurance company itself.
This staggering difference results from several factors, all of which relate to the fact that the insurance company adjusters work for someone other than you.
Insurance company adjusters know where their bread is buttered. They get paid by the insurance company, so they must conform to that company’s standards. A staff adjuster who settles too many claims at a higher payout than the company wants can expect to be disciplined, passed over for promotions, and possibly fired. With that level of pressure, they know they have to keep damage estimates on the low side. Adjusters who work on a contract basis also must keep their estimates on the low side. If their estimates are above other adjusters, they can expect their contracts to end.
When you have your cutler bay public adjuster, you receive a free home inspection. Your adjuster will interview you and determine all of the reasons your home or business has been damaged. He or she will also calculate the full cost of repairs. Policyholders have the right to be made whole. Private adjusters take all factors into account when determining the appropriate settlement figure.
Also, our office handles all communication and paperwork for your claim. Rather than being forced to deal with the insurance company’s red tape and delay tactics, you can focus on putting your life back together. We will deal with the insurance company, and you will get a settlement figure that is an average of 5 times as large.
Claim types
Our adjusters can handle any home damage claim. The sooner you call, the sooner we can provide you with the true extent of your financial liabilities. Common claim types include:
- Water Damage
- Hurricane & Wind Damage
- Smoke & Fire Damage
- Roof Leaks
- Mold damage
- Business interruptions
- Pipes & Plumbing
- Sinkholes
Water Damage
Water damages are some of the most common and costly claim types. When water flows into your home unabated, losses can add up at a rate of thousands of dollars every few minutes. When sewage water is involved, your home becomes a health hazard almost immediately.
Every hour, a burst pipe leaks two full bathtubs worth of water into your home. If this occurs while you are at work, you could come home to 16 bathtubs worth of water spread throughout your house, rendering it unlivable. Homeowners should always know how to turn off the main water line to their home. If you can promptly shut off the water, you can save much of your home.
Often, water destroys flooring, walls, ceilings, as well as personal property. If your home is uninhabitable, you may be eligible for living expenses through your insurance policy. Insurance companies have every incentive to minimize these often expensive insurance claims. Contact our Cutler Bay office right away if you have a water damage claim.
Smoke & Fire
Few events are as terrifying as a house fire. The smoke alone is deadly, and the fire can spread so fast that the house is destroyed before the fire department even arrives. After such a traumatic event, the last thing you need is the run around from the insurance company you are depending on for help.
If your smoke & fire damage claim has been delayed or denied, or if you are being offered less than full compensation for your damages, contact our Cutler Bay pro adjusters today.
Sinkhole Damage
Here in Florida, sinkholes are a fact of life. Erosion underground opens fissures. Once these fissures grow large enough, the ground above them lacks the support needed to remain in place. At that point, the ground collapses, leaving any home above it destroyed.
Because of Florida’s unique geology, the entire state is sinkhole prone. For this reason, the state requires insurance companies to cover sinkhole damage. This requirement, however, does nothing to guarantee you get full compensation.
Our sinkhole experts know the full extent of the damage that occurs when sinkholes damage homes. If a sinkhole has opened on your property, give our Cutler Bay sinkhole adjusters a call today.
Go with the best Public Adjuster in Cutler Bay, FL
When you have extensive home damage in the Cutler Bay area, you need your insurance adjuster. For most people, their home is the single most significant investment they will ever make. Without full compensation, many homeowners stand to lose their entire investment after a catastrophe like storm-, fire-, or water damage.
To get the compensation you deserve, contact the best insurance claims private adjusters in the Cutler Bay area. We provide immediate service, handle all of the insurance company red tape, and get you the best possible settlement. Don’t delay. Get your home fixed today.
