Plumbing leaks is normal for a Miami, Florida home, but it can also be an extensive and expensive job to take care of by yourself if you don’t hire a professional. Another way to settle plumbing leaks is if you call your insurance company and file your claim. But sometimes, your insurance would either deny or underpay you. That is why hiring one of our public adjusters for plumbing leaks in Miami, FL will help you and give you the satisfaction that you need during your time of crisis.
Plumbing Leaks Insurance Coverage
The only reason your insurance company will cover you is if the plumbing leak was accidental. As a home owner, it is within your responsibility to maintain any leaks or prevent leaks from happening to your home. In other words, insurance companies hold you responsible in making sure leaks don’t happen in your property because if it isn’t accidental, your claim will get denied
Causes For Plumbing Leaks
- Tree growth. This isn’t something you can prevent from happening, but you can maintain it. Call a professional to help you get rid of roots or branches that may lead to future burst pipe or leak in your plumbing system
- Rusty pipes. This is the most common especially if you have metal pipes
- Uneven water pressure. If there is a lot of pressure, it can cause the pipes to break and leak through your property.
- Drastic changes in temperature can cause a leak. You may think it’s not a factor, but it is. Temperatures are important when it comes to plumbing pipes because a little bit of an increase or decrease in the temperature, it could break.
Common Places to Find Plumbing Leaks
Homeowners and business owners are recommended to routinely check their plumbing systems so that if they spot a leak, it is easily fixed and it can avoid filing an insurance claim. So here are some places to check for leaks:
- Bathrooms, this includes: the shower/tub, toilet, and sink
- Kitchen includes: dishwasher (if you have one), ice maker and sink
- Lawn: your lawn has sprinklers, hoses and faucet
- Laundry room: washing machine, dryer, water heater
What Insurance Company Adjusters Look For When Inspecting Your Home
Insurance companies hire their own public adjuster to inspect your home. Be aware to go with them to inspect because sometimes they won’t write a lot of the damages that you stated in your claim. For your purposes their adjusters look at:
- The location of the damages of the pipe or drain line
- They themselves will establish whether or not if the pipe is new or old
- They establish if its a wear and tear or if rust caused the damage
- Find out if the pipe is damaged because of old age
The tree roots in my home have grown, what should I do to fix it and preventing it from causing damages to my home and plumbing systems?
Call in a plumber to inspect the problem first and have them figure out how they can prevent the roots from causing clogs. It is difficult to do it by yourself and if you attempt it and you accidentally break a pipe, your insurer will not cover you for it.
What are some DIY’s I can do to fix a plumbing leak temporarily?
You’re in luck because there are over-the-counter formula to help you fix some clogs in your plumbing system. You can get a mix of hot water, baking soda, and vinegar. You can also use drain snakes or plungers to remove the clog.
How can I find a leak?
Before you start digging, use an underground leak detector. These detectors help locate the exact location of the leak instead of having to dig holes everywhere in your yard just to find the leak. It is cost efficient and a lot easier than contacting a professional or digging.
What are some things I should avoid when attempting to fix a plumbing leak by myself?
Most homeowners forget things to turning off the water system especially if they are following a DIY website. Another thing you should be aware of is having a complete and right tool to fix the leak. One of the most common thing you should avoid is having extra amounts of draining cleaner.
I don’t think I have a leak, but my water bill is inconveniently high, what can I do?
If you don’t suspect a leak, it could be your toilet leaking without you knowing. It may not seem that way but majority of the cause is because of a toilet leak. You can test this by putting food coloring in your toilet tank for about an hour or so. When you come back to check it, if you see the food coloring in your toilet bowl then your leak location is solved. Call a professional to help you in stopping the leak!
Hiring A Public Adjuster for Plumbing Damage
You may already know that insurance companies aren’t in business to just give money away, in fact they give less than what the property owner deserves. That is why hiring a public adjuster on your behalf will be of good use and helpful to you. Churchill’s public adjuster will handle your insurance company by negotiating with them a proper amount for the damages that were made to your come. We have years worth of experience and have a high success rate in handling plumbing leak damages and other types of damages. Call us today!
Leak Detection Guide by Serafin Martinez on Scribd
Churchill Public Adjusters
1600 Ponce de Leon Blvd, 10th Floor #116
Miami, Florida 33134