As public adjusters in Miami lakes we help you obtain compensation from insurance companies, here we will explain what you can do, and learn more about the public adjusting services we provide. As a homeowner, you carry insurance on your property, but it might not be as easy as you would like it to be to file insurance claims with your provider. You need to work with an experienced public adjuster who knows exactly how you need to do things to get compensated for your claim. Adjusters can help you through the process and represent you if your claim is denied, we can help you reopen a claim.
For many, it will be your first time filling a claim against your insurance company. You may be little confused or uncertain about how it public adjusters work for you, we will help guide you through the process. We have a public adjuster available to you who will answer all your questions and represent you. You pay for property insurance because you expect compensation when your home suffered property damage. For this reason, Churchill Public Adjusters fight for you and get you the compensation you deserve.
You should learn a bit about the process if you’re thinking of getting started and getting in touch with an adjuster. Read on to learn more about what to expect and when an adjuster is necessary.
What we do here at Churchill Public Adjusters
At Churchill public adjusters we will represent you, we are on your side when dealing with your insurer, we will file, inspect and execute all proper documentation and present that to the insurance company. The insurance company will typically have certain requirements for those who are filing claims, such as:
- Photographs of the damages
- Bills of any repair you may have done
- If its a denied claim, we will have to reopen it
- Documents of professional estimations
As Public Adjusters in Miami Lakes, FL, our duty is to negotiate with insurance companies and ensure you are getting the most out of your claim. It’s a long a tedious project, however, patience pays off. We always strive to meet your expectations, especially how time is always one of the most important factors when trying to get compensation from the insurance claim.
In what situations are a public adjuster’s services necessary?
There never is a good reason NOT to use a public adjuster in Miami Lakes, FL for property damage. It is important to keep in mind that property damage can drastically decrease the value of a property and can even devastate your finances. Property damage can even make it unsafe for you to live in your residence.
There are many scenarios that could result in damage to a property that should be covered by the insurance provider of the homeowner or property owner. The following are some very common causes of damage:
Hurricanes, wind, and water damage
Anybody who is in Florida knows that they will occasionally face damage from hurricanes. This is probably the biggest threat when it comes to natural disasters. Natural disasters can strike at any time and create a lot of damage such as:
- Roof & Shingle damage
- Water Damage
- Structural & Foundation Damage
This is even true of properties like those that have been specifically designed and constructed in such a way as to avoid damage from hurricanes. Of course, you’re probably aware of the fact that there are other natural disasters that can strike and create damage in Florida like tropical storms or even potentially tornados. Filing a claim after you’ve experienced natural disaster damage is important.
Vandalism and theft
Damage caused by thieves and criminals can cause serious damage to a property. Most insurances cover these types of damages.
It’s also possible that mistakes are made during construction or while maintaining home features like plumbing equipment that lead to extensive damage.
Lost income for business facilities
Business owners with property insurance for their facilities could experience financial damages due to lost earnings when a facility is out of service because of damage caused by any of the other situations mentioned here. If you’re self-employed and own your own business, you know how financially devastating this situation can be. Property insurance for a commercial facility should cover you for business interruption expenses.
One of the types of damage to even the best-constructed properties is damage from sinkholes and other issues resulting in collapse. A sinkhole can develop in the ground underneath a property and cause the entire property to collapse. This can not only damage the property itself severely but also lead to physical injuries to a household and those around the home. A Miami Lakes property insurance policy should not only offer compensation for the damage, but also coverage to pay for any resulting medical bills.
Churchill Public Adjusters available for an adjustment anytime
At Churchill Public Adjusters in Miami Lakes, FL we provide a free one on one consultation. We will go a visit your home for a free home inspection to obtain estimates of the damages in your home or commercial property. Even if your claim has been denied, we will file all proper documentation to ensure you get the most out of your insurance claim.